Traditional Providers
Open a US Dollar Business Account
Open a USD business account and operate across the United States with confidence. Get local US banking details with access to ACH, domestic wires, Fedwire, CHIPS, and SWIFT. Send, receive, and hold USD with clear control over every transaction.
Reduce FX friction and simplify international transfers
Local US IBAN details in your company’s name (where applicable)
Access US payment rails for domestic and regional payments
Suitable for international operations, non-resident directors, and multi-jurisdictional ownership
US Dollar
Currency name
USD
ISO code
$
Currency symbol
Why You Need a US Dollar Account
What’s Included with
Your US Dollar Business Account
A dedicated USD account embeds your operations into US payment rails, reduces friction with American counterparties, and puts FX timing under treasury policy rather than circumstance.
Key Benefits
Account in your company’s name with unique US routing and account numbers, plus SWIFT for international transfers.
ACH and domestic wire access for low-cost, predictable settlement inside the US.
Receive, hold, convert, and send USD under clear treasury rules.
Unified platform and responsive specialists for controlled, auditable operations.
The Risk
The Risk of Not Having a US Dollar Business Account
Relying on ad hoc cross-border wires and forced conversions for USD activity introduces cost, delay, and uncertainty. Treasury outcomes become reactive rather than controlled.
FX erosion:
Repeated, unplanned conversions compress margins.
Settlement uncertainty:
Correspondent chains add days and fees.
Counterparty friction:
US suppliers prefer local USD transfers.
Control gaps:
Limited auditability, exceptions, and rework across teams.
Who We Serve
Our USD Business Accounts Are Designed for
We support a wide range of internationally minded businesses. From fast-growing companies expanding into the US to established global organisations managing complex operations.
Global Corporates
Centralise USD receivables, fund suppliers and payroll, and align USD costs with USD revenues for cleaner margins.
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Funds & Institutions
Manage capital calls and distributions in USD with role-based approvals and clear audit trails.
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Private Equity
Efficient USD flows for deals, fees, and SPV/holdco structures with policy-driven FX.
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Family Offices
Discreet USD management for assets, commitments, and inter-entity transfers under tight permissions.
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The All-in-One Platform
Banq Global vs. Traditional Providers
Open business accounts (20+ countries)
Open multi-currency accounts (30+ currencies)
Preferential exchange rates (130+ currencies)
Receive global payments (190+ countries)
Make global payments (190+ countries)
Currency risk management
Mass payments
Trade finance
All-in-one platform
Dedicated relationship manager
Business Account - Step by Step
How to Open a US Dollar Business Account
A clear, expert-led process that reduces rework, shortens decision time, and maintains certainty.
01
Scoping & Fit
Define structure, jurisdictions, directors/UBOs, volumes, and EUR use cases. We confirm feasibility and the optimal configuration.
02
Document Pack
A precise, tailored checklist for your entity type and structure, minimising rounds of clarification.
03
Compliance Review
Disciplined AML/KYC due diligence with prompt Q&A and clear status visibility.
04
Account Issuance
USD account in your company’s name with US routing and account numbers, plus SWIFT details for international receipt.
05
Go-Live & Controls
Users, roles, approvals, payment templates, and FX policy (including market orders) configured to your standards.
US Dollar Business Account - FAQs
Opening a USD account raises questions on eligibility, payment rails, non-resident onboarding, and compliance. Below are answers to the questions global finance teams ask most often.