Open a Czech Koruna Business Account
Open a CZK business account and operate across Czechia with confidence. Hold, send, and receive CZK via SWIFT for international transfers. Manage your CZK balances with clear control over every transaction.

What’s Included with Your Czech Koruna Business Account
A dedicated CZK account embeds your operations into Czech local rails, reduces friction with Czech counterparties, and brings FX timing under treasury policy rather than circumstance.

Key Benefits
True local identity with a Czech IBAN that suppliers and clients recognise, improving invoice acceptance and reconciliation.
Domestic speed through CERTIS and Instant Payments where available for near-immediate settlement of payroll, suppliers, and taxes.
FX discipline by receiving, holding, converting, and sending CZK under clear treasury rules to avoid repeated conversions.
Unified platform with role-based permissions, approvals, and audit trails for controlled, auditable operations.
The Risk of Not Having a Czech Koruna Business Account
Without a CZK account, international corporates face costs, delays, and credibility issues when engaging Czech counterparties. Treasury outcomes become reactive, not controlled.
FX erosion:
Repeated, unplanned conversions compress margins.
Payment delays:
SWIFT-only routes add intermediaries, days, and fees.
Counterparty friction:
Local partners prefer CZK transfers to domestic accounts.
Compliance hurdles:
Paying taxes and payroll without a CZK account can be challenging.

Our CZK Business Accounts Are Designed for
We support a wide range of internationally minded businesses. From fast-growing companies expanding into the Czech Republic to established global organisations managing complex operations.

Global Corporates
Centralise CZK receivables, fund suppliers and payroll, and align CZK costs with CZK revenues for cleaner margins.
Funds & Institutions
Manage capital calls and distributions in CZK with role-based approvals and clear audit trails.
Private Equity
Efficient CZK flows for deals, fees, and SPV/holdco structures with policy-driven FX.
Family Offices
Discreet CZK management for assets, commitments, and inter-entity transfers under tight permissions.
Banq Global vs. Traditional Providers
How to Open a Czech Koruna Business Account
A clear, expert-led process that reduces rework, shortens decision time, and maintains certainty.
Scoping & Fit
We review your structure, directors, UBOs, and CZK flows to confirm feasibility and align the account with your treasury needs.
Document Pack
A precise, tailored checklist for your entity type and structure, minimising rounds of clarification.
Compliance Review
Disciplined AML/KYC due diligence with prompt Q&A and clear status visibility.
Account Issuance
CZK account in your company’s name with Czech IBAN and BIC.
Go-Live & Controls
Users, roles, approvals, payment templates, and FX policy (including market orders) configured to your standards.
Czech Koruna Business Account - FAQs
Opening a CZK account raises questions on eligibility, payment rails, non-resident onboarding, and compliance. Below are answers to the questions global finance teams ask most often.
Do we need a Czech company to open a CZK account?
Traditional banks often require a Czech entity to open a local Czech account. Banq Global supports non-resident directors and foreign companies wishing to open a local business account in the Czeh Republic.
Will the account be opened under our company name with unique account details?
Yes, you receive a CZK account in your company's name with a unique IBAN and BIC.
Can we open a CZK account remotely?
Yes, Banq Global supports remote onboarding, without requiring directors to physically visit the Czech Republic.
What payment rails are supported?
Domestic CZK flows use CERTIS and Instant Payments where eligible. International CZK transfers route via SWIFT for reach and reliability.
How does holding CZK help with FX costs?
Maintaining CZK balances allows you to avoid repeated conversions, match costs with revenues, and time FX strategically under treasury policy.
Can we manage multiple entities and approvals in one place?
Yes, you can administer access per entity, set role-based approvals, implement payment approval workflows, and maintain complete audit trails.
Do you accommodate layered ownership (holding companies, SPVs, trusts)?
Yes, we regularly onboard clients with layered ownership structures such as holding companies, SPVs, and trusts, including cross-border arrangements.