Open a Swiss Franc Business Account
Open a CHF business account and operate across Switzerland with confidence. Hold, send, and receive CHF with access to SWIFT for international transfers. Manage your CHF balances with clear control over every transaction.

What’s Included with Your Swiss Franc Business Account
A dedicated CHF account embeds your operations into Switzerland’s payment infrastructure, reduces friction with Swiss counterparties, and puts FX timing under your treasury policy rather than market pressure.

Key Benefits
Account in your company’s name with unique Swiss IBAN and BIC.
SIC and SIC Instant for local CHF transfers with near-instant settlement where supported.
SWIFT connectivity for cross-border CHF flows.
Ability to hold, convert, and send CHF under treasury policy with full auditability.
The Risk of Not Having a Swiss Franc Business Account
Without a CHF account, international corporates face costs, delays, and credibility issues when engaging Swiss counterparties. Treasury outcomes become reactive, not controlled.
FX erosion:
Repeated, unplanned conversions compress margins.
Payment delays:
SWIFT-only routes add intermediaries, days, and fees.
Counterparty friction:
Local partners prefer CHF transfers to domestic accounts.
Compliance hurdles:
Paying taxes and payroll without a CHF account can be challenging.

Our CHF Business Accounts Are Designed for
We support a wide range of internationally minded businesses. From fast-growing companies expanding into Switzerland to established global organisations managing complex operations.

Global Corporates
Centralise CHF receivables, fund suppliers and payroll, and align CHF costs with CHF revenues for cleaner margins.
Funds & Institutions
Manage capital calls and distributions in CHF with role-based approvals and clear audit trails.
Private Equity
Efficient CHF flows for deals, fees, and SPV/holdco structures with policy-driven FX.
Family Offices
Discreet CHF management for assets, commitments, and inter-entity transfers under tight permissions.
Banq Global vs. Traditional Providers
How to Open a Swiss Franc Business Account
A clear, expert-led process that reduces rework, shortens decision time, and maintains certainty.
Scoping & Fit
We review your structure, directors, UBOs, and CHF flows to confirm feasibility and align the account with your treasury needs.
Document Pack
A precise, tailored checklist for your entity type and structure, minimising rounds of clarification.
Compliance Review
Disciplined AML/KYC due diligence with prompt Q&A and clear status visibility.
Account Issuance
CHF account in your company’s name with Swiss IBAN/BIC and SIC activation.
Go-Live & Controls
Users, roles, approvals, payment templates, and FX policy (including market orders) configured to your standards.
Swiss Franc Business Account - FAQs
Opening a CHF account raises questions on eligibility, payment rails, non-resident onboarding, and compliance. Below are answers to the questions global finance teams ask most often.
Do we need to have a Swiss entity to open a CHF account?
No, a company registered in Switzerland not required in order to open a CHF account.
Will the account be opened under our company name with unique account details?
Yes, you receive a CHF account in your company's name with a unique IBAN and BIC.
What payment rails are supported?
You can use Switzerland's domestic clearing schemes to receive CHF payments locally and SWIFT for cross-border CHF payments.
How does holding CHF help with FX costs?
Maintaining CHF balances allows you to avoid repeated conversions, match costs with revenues, and time FX strategically under treasury policy.
Can we manage multiple entities and approvals in one place?
Yes, you can administer access per entity, set role-based approvals, implement payment approval workflows, and maintain complete audit trails.
Do you accommodate layered ownership (holding companies, SPVs, trusts)?
Yes, we regularly onboard clients with layered ownership structures such as holding companies, SPVs, and trusts, including cross-border arrangements.